Custom SoftwareGlobal • Fintech
Automated KYC Onboarding & Instant Credit Evaluation
Built for an emerging digital lending platform to eliminate paper verification, prevent fraud, and accelerate borrower onboarding.
Instant
Onboarding Approval
-45%
Customer Drop-off Rate
100%
Audit Compliance
Client Context & Overview
About the Client
A fast-growing fintech company offering digital working capital loans to SMEs and micro-enterprises.
✕Technical & Operational Bottlenecks
- •Slow, paper-heavy onboarding taking up to 5 business days for borrower approval.
- •High application drop-off rate during manual bank statement submission steps.
- •Security audit vulnerabilities and compliance risks with manual document verification.
ValoSync Global Engineered Solution
- Encrypted digital customer onboarding portal featuring automated identity checks.
- Automated credit evaluation engine analyzing bank feeds and business revenue rules.
- End-to-end audit logging guaranteeing 100% compliance with financial regulations.
System Architecture & Capabilities
Key Features Engineered
01
Automated Identity & KYC Check
Instant biometric facial check and ID document verification in under 30 seconds.
02
Bank Feed Financial Parser
Secure connection with open banking APIs to evaluate revenue metrics automatically.
03
Automated Risk Scoring
Custom decision engine assigning risk tier scores and pre-approved credit limits.
04
Encrypted Document Vault
AES-256 encrypted cloud storage for sensitive financial documents and loan agreements.
Key Deliverables
- Digital KYC Onboarding Portal
- Automated Credit Decision Engine
- Open Banking Integration Hub
- Compliance Audit System
Technology Stack Used
Next.jsTypeScriptPython SecurityOAuth2PostgreSQLAWS